How to Create a Local Account in Windows 10
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When setting up a Windows 10 profile for the first time, Microsoft requires the use or creation of a Microsoft account. If you don't want the computer linked to your Microsoft account, you can use a local account.
There are two ways to start using a local account in Windows 10. You can change your current profile into a local account or create a separate local profile.
Change Current Profile into a Local Account
This process will turn your current Microsoft account profile into a local Windows 10 profile.
Article continues below1. Open the Settings menu and go to Accounts > Your info. This will open a screen with account options for your current Windows 10 profile.
2. Click Sign in with a local account instead. You will be prompted to confirm your Microsoft account password. Follow the prompts to complete the local account creation.
Create a Separate Local Profile
Create a local profile separate from your current profile using this process.
1. Open the Settings menu and go to Accounts > Family & other users. This will open a menu with options to create additional profiles.Â
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2. Click Add someone else to this PC. A wizard will appear to guide the account creation process.
3. Select I don’t have this person’s sign-in information at the bottom of the window.Â
4. Choose Add a user without a Microsoft account. This will open the local profile account creation form.Â
5. Create a username and password for the local profile. Click next and follow the prompts to complete the account creation.

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Colif If you want to do this at Installation, and use a local account instead of a MSA, you have a few optionsReply
If its Home, you have to make sure PC isn't attached to internet before you start
If its Pro, you get access to a Domain Join menu that lets you create a local user.